Port-au-Prince Travel Insurance
Everything you need to know before your trip
Healthcare Cost Level
High
Avg. ER Visit
$500
Recommended Coverage
$250,000
Evacuation Risk
High
Insurance Coverage Warning
Many insurers exclude Haiti entirely or require specialized high-risk coverage due to security situation and infrastructure challenges
Healthcare in Port-au-Prince
What to expect if you need medical care
Port-au-Prince's healthcare system presents significant challenges for travelers. Medical facilities are limited in quality and availability, with even fewer options outside the capital. You'll encounter difficulty finding English-speaking medical staff, complicating communication during emergencies. As a foreigner, expect to pay premium rates: a basic emergency room visit costs around $500, while hospitalization runs $800 per day—and these are just starting points for straightforward care. For serious medical conditions, local facilities often cannot provide adequate treatment, necessitating evacuation to the Dominican Republic or United States. This combination of limited infrastructure, language barriers, and high costs means you should plan carefully and secure comprehensive insurance before arrival.
What Your Policy Should Cover
Country-specific considerations for Port-au-Prince
Your policy must prioritize robust medical evacuation coverage given the high likelihood you'll need transport to the Dominican Republic or US for serious conditions. Ensure coverage includes year-round disease risks like cholera, dengue fever, and malaria. Given the high risk of civil unrest and kidnapping throughout the year, verify your policy covers emergency evacuations due to security situations and doesn't exclude these scenarios. Natural disaster coverage is critical during hurricane season (June-November). Be aware that motorcycle taxi use carries high accident risk and may be excluded from your policy. Rural travel increases both security and medical evacuation risks, so confirm these situations are covered. Importantly, many insurers exclude Haiti entirely, so you'll need to find specialized high-risk coverage that explicitly includes the country.
Cholera_outbreak
High Risk
Peak: year-round
Dengue_fever
Moderate Risk
Peak: year-round
Malaria
Moderate Risk
Peak: year-round
Civil_unrest
High Risk
Peak: year-round
Kidnapping
High Risk
Peak: year-round
Natural_disasters
High Risk
Peak: June-November
Activity-Specific Coverage
Motorcycle_taxi: High accident risk, may be excluded from coverage
Rural_travel: Increased security and medical evacuation risks
How Much Coverage Do You Need?
Our recommendation based on Port-au-Prince's healthcare costs
The recommended $250,000 coverage reflects Port-au-Prince's high-cost medical reality and evacuation needs. While basic care is expensive ($500 for ER visits, $800 daily for hospitalization), the real financial risk comes from medical evacuation. Transporting you to quality facilities in the Dominican Republic or US can cost tens of thousands of dollars. The high risk level for evacuation, combined with limited local healthcare infrastructure and the potential for extended treatment abroad, means the $100,000 minimum may prove insufficient. The $250,000 recommended amount provides adequate protection for serious medical emergencies requiring evacuation and subsequent care.
Minimum
$100,000
Basic emergencies only
Recommended
$250,000
Full protection
Making a Claim in Port-au-Prince
Tips for smooth claims processing
Documentation Required: Medical reports, receipts, police reports for security incidents, embassy documentation for evacuations
- Keep all medical reports and receipts in both French and English if possible, as documentation requirements for claims are stringent and processing is difficult
- For any security incidents involving civil unrest or kidnapping, obtain police reports immediately—these are essential for claims and often challenging to secure after leaving the country
- If medical evacuation becomes necessary, ensure you get embassy documentation of the evacuation, as insurers require this proof for high-cost claims
- Photograph all documentation and store copies digitally before leaving Port-au-Prince, as original documents may be lost during emergency evacuations
- Verify your policy explicitly covers Haiti before traveling, as many insurers exclude the country entirely and you'll need specialized high-risk coverage that clearly states inclusion
Get Covered for Port-au-Prince
Adventure destinations like Port-au-Prince require solid evacuation coverage. Don't leave without it.
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